Ryan Fleming, Former Nevada Assembly Candidate | x.com
Ryan Patrick Fleming, a former Nevada Assembly candidate, has criticized Nevada Democrats, led by Steve Yeager, for contributing to rising insurance premiums, increased crime rates, homelessness, and underperforming schools in the state. Fleming expressed these views on his social media platform on February 12.
"Hey, it's Steve Yeager, the ambulance chaser," said Fleming. "What a self-absorbed grifter. Increased crime, rising homelessness, and failing schools in Nevada."
According to The Nevada Globe, auto insurance premiums in Nevada are projected to rise by 14.5% in 2025. This increase would position Nevada as the third-most expensive state for car insurance, with average annual costs approaching $3,000. Factors such as increased claims, more frequent accidents, severe weather events, and rising crime rates are cited as primary reasons for this hike. This follows a significant 28.6% increase in 2024.
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The Nevada Globe also reported that Steve Yeager voted in favor of Assembly Bill 398 without disclosing his business and financial ties to certain law firms. The bill benefits trial lawyers by preventing insurance companies from reducing liability coverage due to legal defense expenses. Despite his role as vice chair of the Assembly Select Committee on Ethics, Yeager did not disclose this potential conflict of interest while advocating for the bill.
A survey conducted by The Harris Poll for the American Property Casualty Insurance Association (APCIA) and Munich Re US found that a majority of Americans believe certain legal strategies contribute to higher insurance costs across various sectors. Specifically, 69% of respondents identified jury anchoring and third-party litigation funding (TPLF) as factors driving up costs. Additionally, 67% support restrictions on lawyer advertising and 68% agree that high jury awards create expectations of large payouts. Furthermore, 77% view foreign investment in U.S. litigation as a national security risk.
Risk and Insurance explains that TPLF allows investors to finance lawsuits without direct involvement by covering part of a plaintiff’s legal costs in exchange for a share of potential winnings. The rise of "nuclear verdicts," or jury awards exceeding $10 million, has led to an increase in pre-trial settlements as parties seek to avoid such risks.
Fleming is described on his social media profile as a former Nevada Assembly candidate and marketing professional with over two decades of experience in advertising. Based in Las Vegas, he frequently shares political commentary and local insights online.
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