State Farm Mutual Automobile Insurance Company has announced a $5 billion dividend for auto policyholders across the United States, marking the largest dividend in the company’s history. In Georgia, drivers with an active Private Passenger Auto Voluntary Preferred policy as of December 31, 2025, will receive an 8% return on their earned premium. This payout totals nearly $279 million statewide and averages about $135 per vehicle.
John F. King, Georgia’s Insurance and Safety Fire Commissioner, commented on the announcement: “It has been my goal since assuming office to make insurance affordable for hardworking families across Georgia. Following passage of major lawsuit reform in our state, not only are we seeing rate decreases, but also direct returns to consumers. I am glad that we can bring relief to Georgians at a time when they are in need of meaningful change.”
This dividend comes alongside recent State Farm rate reductions that are expected to save families in Georgia approximately $400 million each year.
The Office of Commissioner of Insurance and Safety Fire stated its mission is to protect Georgia families by providing access to essential insurance products and safe buildings through fair regulation aimed at creating economic opportunities for all residents.
