Kin, a digital home insurance provider, has announced its expansion into Colorado. The company aims to offer homeowners in the state an option that combines technology and data with personalized service for accessible and affordable protection. This move aligns with Kin’s mission to provide coverage in underserved markets increasingly affected by weather events.
Colorado’s unique geography and weather patterns necessitate tailored insurance solutions. From hail patterns along the Front Range to wildfire risks in the mountains and severe weather on the plains, Kin aims to offer coverage specifically designed for these conditions. According to NOAA data, Colorado has seen a 159% increase in billion-dollar-loss weather events due to droughts, wildfires, and freezing.
Kin’s approach uses data-driven analysis of property-specific factors to provide accurate pricing based on each home’s risk profile. “Colorado homeowners deserve insurance that is as unique as the local landscape,” said Sean Harper, CEO and Founder of Kin. The company eliminates added costs by connecting directly with customers and streamlining the insurance process.
The Rocky Mountain Insurance Information Association reports that premium rates for Colorado homeowners increased by 59.5% from 2018 to 2023. Kin offers quick online quotes, customizable coverage options, and responsive claims service. “Our home insurance is designed with Colorado in mind,” said Angel Conlin, Chief Insurance Officer of Kin.
In other states facing severe weather events like Alabama, Arizona, California, Florida, Georgia, Louisiana, Mississippi, South Carolina, Tennessee, Texas, and Virginia, Kin has received high customer service ratings. For more information or a personalized quote in Colorado, visit their website.
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