The Florida Legislature is expected to extend its session beyond the scheduled 60 days due to ongoing disagreements over the state budget for the fiscal year starting July 1. This marks a repeat of last year’s situation, with lawmakers unable to reach consensus by the intended deadline.
Recent developments in Florida’s insurance sector include federal approval of a disaster declaration for the state’s agriculture industry and another reduction in auto insurance rates. Citizens Property Insurance, Florida’s insurer of last resort, has achieved actuarially sound rates in key lines. The legislature has also taken steps to restrict door-to-door solicitation.
In fraud-related news, authorities arrested 12 individuals linked to a fraudulent insurance agent license testing center in Miami-Dade County. There has been an increase in claims fraud involving subtle edits to photographs using artificial intelligence.
A new report from the Florida Legislature’s Office of Economic and Demographic Research highlights the state’s ongoing vulnerability to flooding and sea level rise. The “2025 Annual Assessment of Flooding and Sea Level Rise, Chapter 6” was released in late February and outlines these risks.
Florida’s economy continues to evolve with data analytics companies gaining prominence, and there has been a notable surge in million-dollar home and condo sales in Miami. The year 2026 may be significant for both the state’s economic direction and growth in data centers.
Lisa and Miller Associates, led by former Florida Deputy Insurance Commissioner Lisa Miller, operates as a woman-owned government consulting firm focusing on clients across Florida. The team brings over a century of combined experience in insurance regulation according to their official website. The firm advances client interests through strategic relationships and advocacy on policy matters (source). Lisa and Miller Associates also produces the “Florida Insurance Roundup” podcast covering developments within the state’s insurance market (source).
