Florida lawmakers address insurance fees, fraud prevention, and wildfire risks

Lisa Miller, CEO at Lisa and Miller Associates
Lisa Miller, CEO at Lisa and Miller Associates - Lisa and Miller Associates
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An early conclusion to a hurricane assessment fee on Florida property insurance policies has been announced, as state regulators make significant requests of insurance companies. Additionally, authorities are intensifying actions against unlicensed warranty companies operating in Florida. Citizens Property Insurance continues its depopulation strategy into 2026.

Lawmakers are entering the final third of the legislative session, with both chambers having passed their respective budget proposals. There is a $1.4 billion difference between the two budgets. House Speaker Daniel Perez (R-Miami) addressed his members last week regarding the process moving forward.

In fraud prevention news, nine individuals, including two former state employees, have been arrested for participating in fraudulent insurance claims schemes. The Department of Financial Services has also apprehended two insurance agents for fraudulent activity. Reports indicate that Florida trails other states in efforts to combat Medicaid fraud.

Florida is experiencing an early start to wildfire season due to ongoing drought conditions statewide. The My Safe Florida Home program is offering free inspections ahead of hurricane season. FEMA has introduced its Archived Flood Data website to improve access to flood information.

Waymo, a subsidiary of Google, is expanding its self-driving car services and began operations in Miami last month, making it the sixth city to offer driverless taxi rides. This expansion increases Waymo’s lead over competitors such as Tesla and Amazon.

Lisa and Miller Associates operates as a woman-owned government consulting firm focused primarily on clients across Florida (official website). The team at Lisa and Miller Associates includes professionals with more than a century of combined experience in insurance regulation (official website). Lisa Miller leads the organization and brings her experience as a former Florida Deputy Insurance Commissioner (official website). The firm advances client interests through strategic relationships and advocacy in policy matters (official website). It also produces the Florida Insurance Roundup podcast covering developments in the state’s insurance market (official website).



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